Want to seize that perfect real estate opportunity in California? Time matters. Our hard money loans at Lending Bee help you act fast in this competitive market.
What Are Hard Money Loans?
Think of hard money loans as real estate-focused funding. We look at your property’s value first, not just your credit score. Unlike banks that take weeks or months, we move quickly. Our loans typically range from $100,000 to $5 million with 6-24 month terms.
Why Choose Hard Money?
Speed wins deals. Here’s what sets our loans apart:
- Get approved in 48 hours or less
- Skip the lengthy bank paperwork
- Close deals other lenders won’t touch
- Work directly with decision-makers
Perfect For California Real Estate Investors
Our hard money loans work best for:
Fix-and-Flip Projects Buy, renovate, and sell properties fast. We understand California’s unique market dynamics and will fund properties others might pass on.
Bridge Loans Need quick cash to secure a property? Our bridge loans help you act now and refinance later. Perfect for competitive California markets where speed matters.
Construction Projects Build from ground up or renovate existing structures. We fund both residential and commercial construction with flexible draw schedules.
Commercial Property Deals Grab that retail space, office building, or warehouse quickly. Our commercial loans help you move at market speed.
What Makes Us Different?
Local expertise matters. We know California real estate inside out. No automated rejections here – we look at each deal personally. Our team lives and works in California, understanding your exact market needs.
Want to see how fast you can get funded? Let’s talk about your next project. Our local team knows exactly what it takes to close deals in California’s competitive market.
Ready to move forward? Call us now or fill out our quick online application. We’ll show you why savvy California investors choose Lending Bee for their hard money needs.
The Application and Approval Process: Your Fast Track to Funding
Speed shouldn’t mean cutting corners. Here’s our streamlined process at Lending Bee that gets you funded fast while maintaining quality.
What You’ll Need
Keep these ready for instant processing:
- Property details and photos
- Purchase agreement (for acquisitions)
- Renovation budget (for rehab projects)
- Recent property tax assessment
- Basic personal information
Our Simple 4-Step Process
1. Quick Application Fill out our online form in 5 minutes. No lengthy paperwork. No complex financial statements needed. Just the essentials about you and your project.
2. Same-Day Initial Review We review your deal within hours, not days. Our local team understands California property values and can make quick decisions. You’ll know if we’re a match right away.
3. Property Evaluation We move fast:
- Rapid property inspection
- Quick market analysis
- Fast value assessment
- Efficient title review
4. Loan Terms & Approval Get clear, straightforward terms:
- Loan amount and rate
- Payment schedule
- Closing costs
- Draw schedule (for construction)
What We Look At
Smart lending means looking at what matters:
Property Value Location and condition matter most. We know California markets block by block.
Exit Strategy Show us your plan. Sell? Refinance? Rent? We’ll help structure your loan accordingly.
Project Viability Share your vision. Our experience helps spot winning projects.
Speed Up Your Approval
Want the fastest possible closing? Try these tips:
- Submit clear, recent property photos
- Have your contractor bids ready
- Know your exact exit strategy
- Respond quickly to our questions
- Keep your title clear and clean
Why California Investors Choose Us
Our local expertise means:
- We know your neighborhood
- We understand local regulations
- We spot opportunities others miss
- We close when others can’t
Ready For Your Funding?
Don’t wait. Start your application now:
- Call our California team directly
- Apply online in minutes
- Get same-day feedback
- Move forward confidently
Questions about getting started? Talk to our funding experts now. We’re here to help you succeed in California’s dynamic real estate market.
From Approval to Closing: Making Your Deal Happen
Once you’re approved, we move fast. Here’s exactly how we get you from “yes” to funding at Lending Bee.
The Closing Timeline
In the first two days, we handle all critical documentation. Our team orders the property inspection, requests the title report, reviews insurance requirements, and prepares your loan documents.
Days three and four focus on review and verification. We complete the property inspection, clear any title issues, confirm insurance coverage, and review all final numbers with you.
The final steps happen on days five through seven. You’ll sign loan documents, we’ll record all security instruments, and then release your funds so you can start your project immediately.
Our California Success Stories
Mark S. from San Francisco came to us with an exciting opportunity in the Marina District. We funded his $850,000 purchase in just 5 days, while traditional lenders wanted 45 days. Thanks to our quick funding, he secured the deal, completed renovations, and sold the property for a $275,000 profit.
In San Diego, commercial developer Sarah L. needed rapid funding for a retail conversion project. We took her from application to funding in 6 days. Our construction draw schedule perfectly matched her timeline, helping transform a struggling retail space into modern offices.
Avoiding Common Pitfalls
Smart investors know the importance of proper planning. Never start work before securing permits. Keep your project timelines clear and realistic. Stay in regular communication with our team throughout your project. Document all property changes carefully. Most importantly, plan for potential market shifts in your timeline and budget.