Our Unique Features

What sets us apart is our commitment to personalized service. Our seasoned hard loan professionals take the time to thoroughly understand your unique financial situation and objectives, crafting customized hard loan solutions that address your specific needs and goals.

Loan Programs

1.  Refi’s & purchases

RESIDENTIAL, COMMERCIAL AND MULTIFAMILY

1st Liens

  • Up to 80% LTV
  • Start rate of 9% IO
  • 12 – 24 months loan term
  • 3 – 6 months prepay
  • Land (4 acres or less)
  • 620 Minimum fico

2nd Liens

  • Up to 65% CLTV

COMMERCIAL

1st Liens

  • Up to 75% LTV (may go higher in some cases)
  • Start rate of 9% Interest Only
  • 12-24 months
  • Must debt-service or have plan to debt-service
  • Internal valuation or BPO
  • Need Environmental Report (in some cases)

Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

2.  Fix and flip

RESIDENTIAL, COMMERCIAL AND MULTIFAMILY

1st Liens

  • Up to 80% LTV
  • Start rate of 9% IO
  • 12 – 24 months loan term
  • 3 – 6 months prepay
  • Land (4 acres or less)
  • 620 Minimum fico

2nd Liens

  • Up to 65% CLTV

Please, note: We are craving a tailored approach, so this program is more of an informative nature, to give you an approximate understanding of what to expect from us during making a decision to fund or not. These criteria may vary depending on your exact property and scenario.

Saleswoman

Choose Lending Bee Inc. for your mortgage needs and be sure that

  • We deliver fast and efficient results, often within 3-7 days, with our innovative financing solutions
  • Our competitive rates start at 8.99% to help you save
  • We offer flexible Loan-to-Value ratios, reaching up to 80%, to give you more flexibility
  • We welcome borrowers with credit scores as low as 450+
  • Our streamlined process requires minimal documentation, ensuring a hassle-free experience
  • We cater to a wide range of property types, from residential to commercial properties
  • With over 20 years of experience, you can trust our expertise and knowledge in the mortgage industry
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Discover the benefits of our hard money loans

  • Speed and Efficiency

    Our streamlined application process and minimal documentation requirements ensure fast approval, often within 24 hours, so you can get the financing you need quickly.

  • Large Loan Amounts

    We offer larger loan amounts than traditional lenders, giving you the freedom to pursue bigger investments and achieve your goals.

  • Expert Guidance

    Our experienced lenders have a deep understanding of the real estate market and can provide valuable insights to help you make informed decisions about your investments.

  • Competitive Interest Rates

    Our hard money loans come with competitive interest rates from 8.99%, helping you keep your costs low while still achieving your financial objectives.

  • Flexibility

    We understand that every borrower is unique, which is why we offer flexible loan terms to meet your individual needs. Our team can work with you to create a customized loan that fits your budget and timeline, ensuring you get the financing you need to succeed.

Explore Our Loan Options

At Lending Bee, Inc., we’re dedicated to providing innovative financing solutions that help borrowers achieve their goals. Whether you’re a seasoned investor seeking larger loan amounts or a new entrepreneur looking for flexible loan options, we have a range of loan products designed to meet your unique needs. Our team is committed to delivering personalized service and expert guidance to help you succeed.

Get in touch with us today to learn more about our hard money loans, explore our loan options, and begin the application process. We’re here to help you achieve your financial objectives.

  • Fix and Flip Loans

    If you are planning to purchase and renovate a property for resale, our fix and flip loans can offer the necessary funding to accomplish your project.

  • Bridge Loans

    If you are in the process of selling a property and require short-term financing to bridge the gap, our bridge loans can provide the necessary funds to complete the transaction.

  • Rental Loans

    If you are looking to purchase a property to rent out, our rental loans can provide the financing you need to make the investment.

  • Commercial Loans

    If you are seeking to purchase a property to rent out, our rental loans can offer the financing you need to make the investment.

Unlock the Power of Fast and Flexible Financing in San Diego

At Lending Bee Inc., we’re revolutionizing the way you finance your real estate investment projects in San Diego. Our cutting-edge approach to hard money lending offers a range of innovative solutions, from fix and flip loans to bridge loans and construction loans, all secured by the value of your properties.

Our team of experts will work closely with you to understand your unique needs and goals, providing a personalized financing experience that streamlines the loan process. With Lending Bee Inc., you can trust that your financial journey is in good hands.

Whether you’re looking to flip a property, bridge a financial gap, or fund a new construction project, our flexible financing solutions can help you achieve your vision. Don’t let funding hold you back – contact us today and discover how our expert team can help you unlock the door to success.”

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